We are aware of an increase in fraudulent calls where scammers are spoofing our phone number and then asking members to share username and password information. The scammers then seek to access the members' accounts with this data. To protect your account, please be cautious and do not share personal information over the phone. Always call us directly at 859.264.4200 to verify the authenticity of any request. Your security is our priority—verify before you share.
Wednesday is the New Friday
Get Paid Up to Two Days* Early with Early Pay from UKFCU!
UKFCU Recognized as a Best Place to Work
Learn how we're fostering a positive, inclusive and engaging workplace for our employees!
Measure Twice and Apply Once for a HELOC
Home is where the equity is! With our market-leading Home Equity Line of Credit, fund your next home improvement with low rates, no annual fees and no closing costs!
Earn as High as 4.00% APY* with the High Yield Savings Account
The best shooters make 3s, the best savers earn 4—open your High Yield Savings today!
2025 Annual Meeting
Thursday, May 22nd at 5:00 PM
Unlock your home's potential.
Your Key: a Home Equity Line of Credit from UKFCU.
- * No annual fee
- * No closing costs
- * 10-year max repayment term
- * Draw funds only when you need them
- * Numerous ways to access your funds
Financial fitness starts here.
Plan for where you'll be tomorrow with the money you have today.
Mobile Banking that never sleeps.
On the beach or on the couch, members can bank anywhere, anytime.
Better Banking means Better Checking, now and in the future.
Whether you're a student, a senior or anywhere in between, we have Checking Accounts for every stage of life.
Become a UKFCU member today.
When you meet our qualifications, opening a membership is easy and you can join online.
UKFCU Preferred Partners Spotlight