We are aware of an increase in fraudulent calls where scammers are spoofing our phone number and then asking members to share username and password information. The scammers then seek to access the members' accounts with this data. To protect your account, please be cautious and do not share personal information over the phone. Always call us directly at 859.264.4200 to verify the authenticity of any request. Your security is our priority—verify before you share.  

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  • Wednesday is the New Friday

     

    Get Paid Up to Two Days* Early with Early Pay from UKFCU!

  • UKFCU Recognized as a Best Place to Work

     

    Learn how we're fostering a positive, inclusive and engaging workplace for our employees!

  • Measure Twice and Apply Once for a HELOC

     

    Home is where the equity is! With our market-leading Home Equity Line of Credit, fund your next home improvement with low rates, no annual fees and no closing costs!

  • Earn as High as 4.00% APY* with the High Yield Savings Account

     

    The best shooters make 3s, the best savers earn 4—open your High Yield Savings today!

  • 2025 Annual Meeting

     

    Thursday, May 22nd at 5:00 PM

  • Open an Account or Apply Online

    Deposit rates to soothe you.

    Save more, earn more today.

    Loan rates to move you.

    Auto, credit cards, home equity and more!

    Unlock your home's potential.

    Your Key: a Home Equity Line of Credit from UKFCU.

    • * No annual fee
    • * No closing costs
    • * 10-year max repayment term
    • * Draw funds only when you need them
    • * Numerous ways to access your funds

    Financial fitness starts here.

    Plan for where you'll be tomorrow with the money you have today.

    Mobile Banking that never sleeps.

    On the beach or on the couch, members can bank anywhere, anytime.

    Better Banking means Better Checking, now and in the future.

    Whether you're a student, a senior or anywhere in between, we have Checking Accounts for every stage of life. 

    Become a UKFCU member today.

    When you meet our qualifications, opening a membership is easy and you can join online.

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    You will need the following information in order to complete the application:

    • Government issued ID/Drivers License/State ID or Passport with current address
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